Whether you are a First Time Home Buyer or just want to brush up on your mortgage knowledge, Hart Mortgage Services hopes you find our home buyer tips helpful.
We have tried to make the tips fun and easy to read by naming the section “Florida Mortgage University“
This is a summary of all of our home buyer tips so please choose to start your lesson whereever you choose. Remember that you will be quizzed on all of this at a later date so be ready!!:)
Lesson #1: Know Your Credit Health
We will use your credit score as its main tool to judge if you are going to pay the lender on time so it only make sense to understand that…..Click here to read more.
Lesson #2: Be Prepared to Explain Your Past Credit History
Be prepared to explain your past credit history, even if you are not a first time home buyer because……Click here to read more.
Lesson #3: Use Our Free Florida Mortgage Calculator
Knowing what kind of mortgage payment ot expect when you you are trying to buy your new home is vital since you may….Click here to read more.
Lesson #4: Have Your Mortgage Documents Ready
Haivng all of the required loan documents ready to be submitted to Hart Mortgage Services can make….Click here to read more.
Lesson #5: Be Honest With Your Florida Loan Officer
In the market collapse of the past couple years, everyone has realized that we all need to upfront with each other to…..Click here to read more.
Lesson #6: Get in the Game and Get Pre-Approved
You are making a big step in your life by starting the mortgage process and the next step is to get pre-approved because….Click here to read more.
Lesson #7: Know What You Want
You would be surprised how un-prepared some First Time Home Buyers and even experienced homeowners really are when…..Click here to read more!
Lesson #8: Do I Have to Pay Closing Costs?
Your options for your closing costs are to be paid, either by the seller through the sales price or by the buyer with…..Click here to read more.
Lesson #9: Work With a Good Realtor
A Florida Realtor is paid for out fo the sellers proceeds and in essecnce does not cost you anything but a Realtor will provide….Click here to read more.
Lesson #10: Don’t Forget the Extras
When you are looking at properties always be aware of these payments. They will either be included in your monthly payments our required to paid yearly unless….Click here to read more.
Lesson #11: If You Find a Great Deal, Make a Fair Offer
The Florida Real Estate market is busy! It is not the same as it was in 2008 or even a month ago. Houses are going quick and you need to…..Click here to read more.
Lesson #12: Shop For Home Owners Insurance
One major piece to your Florida Mortgage puzzle is finding the best Home Owners Insurance for your new home but it could be…..Click here to read more.
