With USDA/Rural Housing being out of money until early March most Realtors and buyers are not trying to obtain 100% financing because they think they can’t. Please know that we are still funding USDA/Rural Housing Loans whether USDA has the funds or not. We can do this because we are a direct lender with the funds to not worry about USDA funds for now. The Florida mortgage rates are at 5% for a 30 year fixed rate! Please let us know if we can help you with your Florida Mortgage Home Loan. Have a great day!